Call reports 2011
G.W. JONES EXCHANGE BANK — 2011
What G.W. JONES EXCHANGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 59,031,000 | 60,152,000 | 59,249,000 | 62,594,000 |
| Total loans | 33,055,000 | 33,616,000 | 32,631,000 | 32,063,000 |
| Allowance for loan losses | 403,000 | 395,000 | 393,000 | 390,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,691,000 | 9,396,000 | 7,378,000 | 7,795,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,007,000 | 54,069,000 | 52,882,000 | 56,435,000 |
| Interest-bearing deposits | 43,628,000 | 43,330,000 | 43,300,000 | 44,584,000 |
| Noninterest-bearing deposits | 9,379,000 | 10,739,000 | 9,582,000 | 11,851,000 |
| Equity capital | 5,695,000 | 5,770,000 | 5,864,000 | 5,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 549,000 | 1,096,000 | 1,644,000 | 2,183,000 |
| Interest expense | 89,000 | 163,000 | 243,000 | 311,000 |
| Net interest income | 460,000 | 933,000 | 1,401,000 | 1,872,000 |
| Noninterest income | 129,000 | 274,000 | 491,000 | 576,000 |
| Noninterest expense | 539,000 | 1,076,000 | 1,637,000 | 2,126,000 |
| Provision for loan losses | 10,000 | 10,000 | 28,000 | 62,000 |
| Pretax income | 40,000 | 121,000 | 227,000 | 336,000 |
| Income tax | 10,000 | 16,000 | 28,000 | 85,000 |
| Net income | 30,000 | 105,000 | 199,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,695,000 | 5,770,000 | 5,864,000 | 5,841,000 |
| Total capital | 6,013,000 | 6,100,000 | 6,202,000 | 6,169,000 |
| Risk-weighted assets | 25,371,000 | 26,342,000 | 27,019,000 | 26,745,000 |