Call reports 2010
G.W. JONES EXCHANGE BANK — 2010
What G.W. JONES EXCHANGE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 58,274,000 | 58,458,000 | 60,000,000 | 59,000,000 |
| Total loans | 34,930,000 | 35,519,000 | 34,698,000 | 33,978,000 |
| Allowance for loan losses | 352,000 | 342,000 | 366,000 | 405,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,514,000 | 5,398,000 | 4,671,000 | 7,659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,375,000 | 52,419,000 | 53,998,000 | 52,834,000 |
| Interest-bearing deposits | 42,835,000 | 42,419,000 | 43,860,000 | 43,062,000 |
| Noninterest-bearing deposits | 9,540,000 | 10,000,000 | 10,138,000 | 9,772,000 |
| Equity capital | 5,582,000 | 5,645,000 | 5,659,000 | 5,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 637,000 | 1,269,000 | 1,860,000 | 2,427,000 |
| Interest expense | 128,000 | 238,000 | 343,000 | 453,000 |
| Net interest income | 509,000 | 1,031,000 | 1,517,000 | 1,974,000 |
| Noninterest income | 115,000 | 233,000 | 362,000 | 504,000 |
| Noninterest expense | 573,000 | 1,122,000 | 1,693,000 | 2,244,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 110,000 |
| Pretax income | 27,000 | 94,000 | 114,000 | 124,000 |
| Income tax | 14,000 | 18,000 | 24,000 | 18,000 |
| Net income | 13,000 | 76,000 | 90,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,582,000 | 5,645,000 | 5,659,000 | 5,665,000 |
| Total capital | 5,934,000 | 5,987,000 | 6,005,000 | 5,996,000 |
| Risk-weighted assets | 28,017,000 | 28,031,000 | 27,680,000 | 26,371,000 |