Call reports 2009
G.W. JONES EXCHANGE BANK — 2009
What G.W. JONES EXCHANGE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 59,978,000 | 55,864,000 | 59,603,000 | 61,208,000 |
| Total loans | 35,367,000 | 35,794,000 | 36,051,000 | 35,299,000 |
| Allowance for loan losses | 169,000 | 212,000 | 242,000 | 390,000 |
| Securities available for sale | 1,019,000 | 1,006,000 | 0 | 0 |
| Securities held to maturity | 3,826,000 | 3,817,000 | 3,809,000 | 5,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,902,000 | 49,605,000 | 53,334,000 | 55,277,000 |
| Interest-bearing deposits | 43,596,000 | 40,919,000 | 44,272,000 | 45,495,000 |
| Noninterest-bearing deposits | 10,306,000 | 8,686,000 | 9,062,000 | 9,782,000 |
| Equity capital | 5,567,000 | 5,649,000 | 5,714,000 | 5,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 724,000 | 1,427,000 | 2,112,000 | 2,760,000 |
| Interest expense | 221,000 | 375,000 | 515,000 | 653,000 |
| Net interest income | 503,000 | 1,052,000 | 1,597,000 | 2,107,000 |
| Noninterest income | 188,000 | 329,000 | 465,000 | 592,000 |
| Noninterest expense | 615,000 | 1,153,000 | 1,714,000 | 2,264,000 |
| Provision for loan losses | 8,000 | 50,000 | 83,000 | 295,000 |
| Pretax income | 68,000 | 178,000 | 265,000 | 140,000 |
| Income tax | 24,000 | 40,000 | 56,000 | 1,000 |
| Net income | 44,000 | 138,000 | 209,000 | 139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,549,000 | 5,643,000 | 5,714,000 | 5,569,000 |
| Total capital | 5,718,000 | 5,855,000 | 5,956,000 | 5,938,000 |
| Risk-weighted assets | 29,981,000 | 29,670,000 | 30,075,000 | 29,494,000 |