Call reports 2017
FIRST NATIONAL BANK OF ODON, THE — 2017
What FIRST NATIONAL BANK OF ODON, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 98,482,000 | 99,228,000 | 102,748,000 | 106,006,000 |
| Total loans | 35,564,000 | 35,843,000 | 35,770,000 | 35,314,000 |
| Allowance for loan losses | 628,000 | 633,000 | 631,000 | 608,000 |
| Securities available for sale | 47,576,000 | 47,513,000 | 43,801,000 | 42,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,309,000 | 91,007,000 | 94,405,000 | 97,919,000 |
| Interest-bearing deposits | 37,971,000 | 37,361,000 | 37,640,000 | 38,176,000 |
| Noninterest-bearing deposits | 52,339,000 | 53,646,000 | 56,764,000 | 59,743,000 |
| Equity capital | 7,391,000 | 8,013,000 | 8,094,000 | 7,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,396,000 | 2,125,000 | 2,849,000 |
| Interest expense | 13,000 | 28,000 | 44,000 | 63,000 |
| Net interest income | 677,000 | 1,368,000 | 2,081,000 | 2,786,000 |
| Noninterest income | 188,000 | 366,000 | 552,000 | 734,000 |
| Noninterest expense | 603,000 | 1,208,000 | 1,863,000 | 2,641,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 246,000 | 500,000 | 744,000 | 853,000 |
| Income tax | 58,000 | 123,000 | 186,000 | 199,000 |
| Net income | 188,000 | 377,000 | 558,000 | 654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,857,000 | 8,047,000 | 8,228,000 | 8,174,000 |
| Total capital | 8,463,000 | 8,649,000 | 8,815,000 | 8,766,000 |
| Risk-weighted assets | 48,482,000 | 48,128,000 | 46,874,000 | 47,302,000 |