Call reports 2016
FIRST NATIONAL BANK OF ODON, THE — 2016
What FIRST NATIONAL BANK OF ODON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 91,372,000 | 92,658,000 | 94,386,000 | 96,611,000 |
| Total loans | 34,577,000 | 33,736,000 | 35,169,000 | 34,321,000 |
| Allowance for loan losses | 569,000 | 584,000 | 600,000 | 612,000 |
| Securities available for sale | 34,794,000 | 42,642,000 | 40,614,000 | 45,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,592,000 | 83,338,000 | 86,125,000 | 89,205,000 |
| Interest-bearing deposits | 36,581,000 | 37,047,000 | 35,626,000 | 36,747,000 |
| Noninterest-bearing deposits | 47,011,000 | 46,291,000 | 50,498,000 | 52,457,000 |
| Equity capital | 7,488,000 | 7,686,000 | 7,811,000 | 6,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,310,000 | 1,975,000 | 2,658,000 |
| Interest expense | 12,000 | 23,000 | 33,000 | 46,000 |
| Net interest income | 657,000 | 1,287,000 | 1,942,000 | 2,612,000 |
| Noninterest income | 191,000 | 359,000 | 557,000 | 743,000 |
| Noninterest expense | 626,000 | 1,244,000 | 1,897,000 | 2,490,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 215,000 | 400,000 | 601,000 | 848,000 |
| Income tax | 54,000 | 103,000 | 153,000 | 220,000 |
| Net income | 161,000 | 297,000 | 448,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,262,000 | 7,399,000 | 7,549,000 | 7,670,000 |
| Total capital | 7,793,000 | 7,954,000 | 8,116,000 | 8,252,000 |
| Risk-weighted assets | 42,453,000 | 44,373,000 | 45,311,000 | 46,473,000 |