Call reports 2025
HINGHAM INSTITUTION FOR SAVINGS — 2025
What HINGHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,523,473,000 | 4,539,257,000 | 4,531,257,000 | 4,542,678,000 |
| Total loans | 3,951,433,000 | 3,959,493,000 | 3,941,811,000 | 3,927,587,000 |
| Allowance for loan losses | 27,280,000 | 27,730,000 | 28,005,000 | 28,555,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,494,000 | 6,494,000 | 6,494,000 | 7,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,589,626,000 | 2,496,825,000 | 2,513,226,000 | 2,567,067,000 |
| Interest-bearing deposits | 2,160,964,000 | 2,057,610,000 | 2,078,418,000 | 2,097,132,000 |
| Noninterest-bearing deposits | 428,662,000 | 439,215,000 | 434,808,000 | 469,935,000 |
| Equity capital | 437,557,000 | 445,752,000 | 461,705,000 | 479,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 49,823,000 | 101,107,000 | 154,017,000 | 206,833,000 |
| Interest expense | 33,760,000 | 66,981,000 | 100,522,000 | 132,322,000 |
| Net interest income | 16,063,000 | 34,126,000 | 53,495,000 | 74,511,000 |
| Noninterest income | 267,000 | 558,000 | 848,000 | 1,167,000 |
| Noninterest expense | 7,496,000 | 15,066,000 | 22,605,000 | 30,104,000 |
| Provision for loan losses | 300,000 | 750,000 | 1,025,000 | 1,575,000 |
| Pretax income | 9,815,000 | 22,665,000 | 45,780,000 | 72,780,000 |
| Income tax | 2,691,000 | 6,127,000 | 11,947,000 | 18,229,000 |
| Net income | 7,124,000 | 16,538,000 | 33,833,000 | 54,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 437,557,000 | 445,752,000 | 461,717,000 | 479,716,000 |
| Total capital | 464,837,000 | 473,482,000 | 489,722,000 | 508,271,000 |
| Risk-weighted assets | 3,370,700,000 | 3,400,486,000 | 3,382,341,000 | 3,424,987,000 |