Call reports 2024
HINGHAM INSTITUTION FOR SAVINGS — 2024
What HINGHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 4,529,523,000 | 4,520,874,000 | 4,449,837,000 | 4,457,790,000 |
| Total loans | 3,965,185,000 | 3,960,503,000 | 3,890,166,000 | 3,900,660,000 |
| Allowance for loan losses | 26,760,000 | 26,940,000 | 26,980,000 | 26,980,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,500,000 | 6,493,000 | 6,493,000 | 6,493,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,407,321,000 | 2,433,603,000 | 2,476,155,000 | 2,509,181,000 |
| Interest-bearing deposits | 2,058,271,000 | 2,088,728,000 | 2,117,043,000 | 2,110,104,000 |
| Noninterest-bearing deposits | 349,050,000 | 344,875,000 | 359,112,000 | 399,077,000 |
| Equity capital | 414,398,000 | 417,178,000 | 421,702,000 | 431,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 47,442,000 | 96,491,000 | 145,953,000 | 195,896,000 |
| Interest expense | 38,328,000 | 76,980,000 | 114,932,000 | 151,406,000 |
| Net interest income | 9,114,000 | 19,511,000 | 31,021,000 | 44,490,000 |
| Noninterest income | 273,000 | 542,000 | 823,000 | 1,100,000 |
| Noninterest expense | 7,257,000 | 14,580,000 | 21,923,000 | 29,127,000 |
| Provision for loan losses | 108,000 | 288,000 | 328,000 | 328,000 |
| Pretax income | 7,993,000 | 13,619,000 | 21,469,000 | 36,515,000 |
| Income tax | 1,125,000 | 2,649,000 | 4,653,000 | 8,324,000 |
| Net income | 6,868,000 | 10,970,000 | 16,816,000 | 28,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 414,398,000 | 417,178,000 | 421,702,000 | 431,755,000 |
| Total capital | 441,158,000 | 444,118,000 | 448,682,000 | 458,735,000 |
| Risk-weighted assets | 3,284,148,000 | 3,271,558,000 | 3,211,131,000 | 3,300,938,000 |