Call reports 2023
HINGHAM INSTITUTION FOR SAVINGS — 2023
What HINGHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 4,206,134,000 | 4,311,073,000 | 4,356,918,000 | 4,484,145,000 |
| Total loans | 3,698,146,000 | 3,788,059,000 | 3,835,175,000 | 3,941,095,000 |
| Allowance for loan losses | 25,690,000 | 26,140,000 | 26,381,000 | 26,652,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,500,000 | 3,500,000 | 3,500,000 | 3,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,534,021,000 | 2,427,778,000 | 2,430,266,000 | 2,364,703,000 |
| Interest-bearing deposits | 2,157,704,000 | 2,063,260,000 | 2,070,543,000 | 2,024,059,000 |
| Noninterest-bearing deposits | 376,317,000 | 364,518,000 | 359,723,000 | 340,644,000 |
| Equity capital | 392,738,000 | 399,853,000 | 401,947,000 | 407,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 40,726,000 | 82,715,000 | 127,753,000 | 174,262,000 |
| Interest expense | 25,815,000 | 54,773,000 | 88,818,000 | 125,928,000 |
| Net interest income | 14,911,000 | 27,942,000 | 38,935,000 | 48,334,000 |
| Noninterest income | 368,000 | 647,000 | 964,000 | 1,241,000 |
| Noninterest expense | 7,067,000 | 14,392,000 | 21,441,000 | 28,374,000 |
| Provision for loan losses | 156,000 | 606,000 | 847,000 | 1,118,000 |
| Pretax income | 11,604,000 | 22,529,000 | 27,035,000 | 35,230,000 |
| Income tax | 3,094,000 | 5,770,000 | 6,979,000 | 8,859,000 |
| Net income | 8,510,000 | 16,759,000 | 20,056,000 | 26,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 392,738,000 | 399,853,000 | 401,947,000 | 407,620,000 |
| Total capital | 418,428,000 | 425,993,000 | 428,328,000 | 434,272,000 |
| Risk-weighted assets | 3,139,636,000 | 3,196,908,000 | 3,220,763,000 | 3,297,279,000 |