Call reports 2022
HINGHAM INSTITUTION FOR SAVINGS — 2022
What HINGHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,647,002,000 | 3,995,802,000 | 4,062,267,000 | 4,193,934,000 |
| Total loans | 3,198,700,000 | 3,532,223,000 | 3,587,287,000 | 3,682,905,000 |
| Allowance for loan losses | 21,588,000 | 24,088,000 | 24,389,000 | 24,989,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,500,000 | 3,500,000 | 3,500,000 | 3,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,405,113,000 | 2,480,428,000 | 2,600,789,000 | 2,518,438,000 |
| Interest-bearing deposits | 2,000,623,000 | 2,080,459,000 | 2,181,675,000 | 2,130,498,000 |
| Noninterest-bearing deposits | 404,490,000 | 399,969,000 | 419,114,000 | 387,940,000 |
| Equity capital | 365,261,000 | 367,360,000 | 376,558,000 | 385,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 30,162,000 | 63,405,000 | 99,799,000 | 139,028,000 |
| Interest expense | 1,997,000 | 5,529,000 | 14,620,000 | 32,894,000 |
| Net interest income | 28,165,000 | 57,876,000 | 85,179,000 | 106,134,000 |
| Noninterest income | 293,000 | 531,000 | 775,000 | 1,058,000 |
| Noninterest expense | 6,209,000 | 12,588,000 | 19,469,000 | 26,592,000 |
| Provision for loan losses | 1,157,000 | 3,607,000 | 3,908,000 | 4,508,000 |
| Pretax income | 16,935,000 | 22,573,000 | 37,821,000 | 54,315,000 |
| Income tax | 5,071,000 | 7,518,000 | 12,267,000 | 16,796,000 |
| Net income | 11,864,000 | 15,055,000 | 25,554,000 | 37,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 365,261,000 | 367,360,000 | 376,558,000 | 385,966,000 |
| Total capital | 386,849,000 | 391,448,000 | 400,947,000 | 410,955,000 |
| Risk-weighted assets | 3,113,150,000 | 3,415,097,000 | 3,439,600,000 | 3,284,687,000 |