Call reports 2021
HINGHAM INSTITUTION FOR SAVINGS — 2021
What HINGHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,844,182,000 | 2,973,838,000 | 3,164,872,000 | 3,431,284,000 |
| Total loans | 2,525,622,000 | 2,648,636,000 | 2,819,751,000 | 3,019,646,000 |
| Allowance for loan losses | 17,681,000 | 18,231,000 | 19,231,000 | 20,431,000 |
| Securities available for sale | 5,000 | 5,000 | 5,000 | 0 |
| Securities held to maturity | 0 | 3,500,000 | 3,500,000 | 3,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,283,245,000 | 2,352,825,000 | 2,425,846,000 | 2,402,723,000 |
| Interest-bearing deposits | 1,955,439,000 | 1,993,828,000 | 2,058,649,000 | 2,013,012,000 |
| Noninterest-bearing deposits | 327,806,000 | 358,997,000 | 367,197,000 | 389,711,000 |
| Equity capital | 308,341,000 | 327,834,000 | 340,716,000 | 354,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 27,018,000 | 53,479,000 | 81,064,000 | 110,491,000 |
| Interest expense | 2,551,000 | 4,455,000 | 6,208,000 | 8,025,000 |
| Net interest income | 24,467,000 | 49,024,000 | 74,856,000 | 102,466,000 |
| Noninterest income | 259,000 | 2,892,000 | 3,176,000 | 3,468,000 |
| Noninterest expense | 5,431,000 | 10,743,000 | 16,303,000 | 22,057,000 |
| Provision for loan losses | 278,000 | 828,000 | 1,828,000 | 3,028,000 |
| Pretax income | 22,384,000 | 50,058,000 | 69,616,000 | 92,670,000 |
| Income tax | 6,034,000 | 13,286,000 | 18,832,000 | 25,212,000 |
| Net income | 16,350,000 | 36,772,000 | 50,784,000 | 67,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 308,341,000 | 327,834,000 | 340,716,000 | 354,612,000 |
| Total capital | 326,022,000 | 346,065,000 | 359,947,000 | 375,043,000 |
| Risk-weighted assets | 2,289,681,000 | 2,473,650,000 | 2,664,026,000 | 2,892,589,000 |