Call reports 2020
HINGHAM INSTITUTION FOR SAVINGS — 2020
What HINGHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,654,600,000 | 2,723,893,000 | 2,719,181,000 | 2,857,119,000 |
| Total loans | 2,336,232,000 | 2,398,291,000 | 2,375,800,000 | 2,512,762,000 |
| Allowance for loan losses | 15,833,000 | 16,457,000 | 16,780,000 | 17,404,000 |
| Securities available for sale | 10,000 | 9,000 | 6,000 | 6,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,721,239,000 | 2,063,350,000 | 2,035,421,000 | 2,148,509,000 |
| Interest-bearing deposits | 1,476,261,000 | 1,772,943,000 | 1,731,104,000 | 1,834,488,000 |
| Noninterest-bearing deposits | 244,978,000 | 290,407,000 | 304,317,000 | 314,021,000 |
| Equity capital | 248,599,000 | 264,048,000 | 278,312,000 | 292,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 26,949,000 | 53,324,000 | 80,006,000 | 106,362,000 |
| Interest expense | 8,891,000 | 14,226,000 | 18,078,000 | 21,158,000 |
| Net interest income | 18,058,000 | 39,098,000 | 61,928,000 | 85,204,000 |
| Noninterest income | 501,000 | 736,000 | 1,001,000 | 1,276,000 |
| Noninterest expense | 5,620,000 | 10,998,000 | 16,426,000 | 21,978,000 |
| Provision for loan losses | 1,138,000 | 1,763,000 | 2,113,000 | 2,288,000 |
| Pretax income | 3,727,000 | 25,930,000 | 46,853,000 | 70,130,000 |
| Income tax | 1,542,000 | 7,407,000 | 13,124,000 | 19,359,000 |
| Net income | 2,185,000 | 18,523,000 | 33,729,000 | 50,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 248,599,000 | 264,048,000 | 278,312,000 | 292,943,000 |
| Total capital | 264,432,000 | 280,505,000 | 295,092,000 | 310,347,000 |
| Risk-weighted assets | 2,042,703,000 | 2,096,878,000 | 2,099,330,000 | 2,256,840,000 |