Call reports 2019
HINGHAM INSTITUTION FOR SAVINGS — 2019
What HINGHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,497,416,000 | 2,614,536,000 | 2,480,411,000 | 2,590,368,000 |
| Total loans | 2,106,571,000 | 2,185,983,000 | 2,155,642,000 | 2,242,459,000 |
| Allowance for loan losses | 14,232,000 | 14,787,000 | 15,090,000 | 15,376,000 |
| Securities available for sale | 13,000 | 12,000 | 11,000 | 11,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,563,225,000 | 1,666,278,000 | 1,714,018,000 | 1,829,231,000 |
| Interest-bearing deposits | 1,334,665,000 | 1,437,325,000 | 1,481,684,000 | 1,591,106,000 |
| Noninterest-bearing deposits | 228,560,000 | 228,953,000 | 232,334,000 | 238,125,000 |
| Equity capital | 221,681,000 | 229,580,000 | 237,853,000 | 247,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 25,129,000 | 52,071,000 | 80,268,000 | 106,952,000 |
| Interest expense | 9,285,000 | 19,909,000 | 30,604,000 | 40,050,000 |
| Net interest income | 15,844,000 | 32,162,000 | 49,664,000 | 66,902,000 |
| Noninterest income | 293,000 | 591,000 | 908,000 | 1,220,000 |
| Noninterest expense | 5,142,000 | 10,309,000 | 15,526,000 | 20,615,000 |
| Provision for loan losses | 425,000 | 980,000 | 1,282,000 | 1,567,000 |
| Pretax income | 13,439,000 | 25,503,000 | 38,101,000 | 53,548,000 |
| Income tax | 3,615,000 | 6,973,000 | 10,538,000 | 14,621,000 |
| Net income | 9,824,000 | 18,530,000 | 27,563,000 | 38,927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 221,681,000 | 229,580,000 | 237,853,000 | 247,223,000 |
| Total capital | 235,913,000 | 244,367,000 | 252,943,000 | 262,599,000 |
| Risk-weighted assets | 1,801,391,000 | 1,866,137,000 | 1,839,669,000 | 1,935,803,000 |