Call reports 2018
HINGHAM INSTITUTION FOR SAVINGS — 2018
What HINGHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,240,198,000 | 2,307,718,000 | 2,370,597,000 | 2,408,613,000 |
| Total loans | 1,884,998,000 | 1,947,251,000 | 1,990,245,000 | 2,023,122,000 |
| Allowance for loan losses | 12,823,000 | 13,237,000 | 13,588,000 | 13,808,000 |
| Securities available for sale | 17,000 | 16,000 | 15,000 | 14,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,539,168,000 | 1,653,842,000 | 1,722,901,000 | 1,581,122,000 |
| Interest-bearing deposits | 1,352,235,000 | 1,460,145,000 | 1,501,315,000 | 1,366,995,000 |
| Noninterest-bearing deposits | 186,933,000 | 193,697,000 | 221,586,000 | 214,127,000 |
| Equity capital | 194,388,000 | 201,646,000 | 209,747,000 | 212,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 22,137,000 | 45,263,000 | 69,607,000 | 94,169,000 |
| Interest expense | 5,672,000 | 12,294,000 | 19,891,000 | 28,384,000 |
| Net interest income | 16,465,000 | 32,969,000 | 49,716,000 | 65,785,000 |
| Noninterest income | 318,000 | 637,000 | 960,000 | 1,288,000 |
| Noninterest expense | 5,103,000 | 10,142,000 | 15,121,000 | 20,051,000 |
| Provision for loan losses | 285,000 | 700,000 | 1,050,000 | 1,270,000 |
| Pretax income | 12,361,000 | 23,511,000 | 35,795,000 | 42,729,000 |
| Income tax | 3,449,000 | 6,624,000 | 10,060,000 | 12,330,000 |
| Net income | 8,912,000 | 16,887,000 | 25,735,000 | 30,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 194,388,000 | 201,646,000 | 209,746,000 | 212,576,000 |
| Total capital | 207,211,000 | 214,883,000 | 223,334,000 | 226,384,000 |
| Risk-weighted assets | 1,595,850,000 | 1,642,880,000 | 1,679,510,000 | 1,705,484,000 |