Call reports 2017
HINGHAM INSTITUTION FOR SAVINGS — 2017
What HINGHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,039,524,000 | 2,111,054,000 | 2,214,967,000 | 2,284,621,000 |
| Total loans | 1,645,577,000 | 1,677,781,000 | 1,781,985,000 | 1,846,545,000 |
| Allowance for loan losses | 11,285,000 | 11,571,000 | 12,128,000 | 12,537,000 |
| Securities available for sale | 31,826,000 | 31,678,000 | 33,925,000 | 35,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,409,223,000 | 1,429,969,000 | 1,455,540,000 | 1,512,942,000 |
| Interest-bearing deposits | 1,254,177,000 | 1,269,678,000 | 1,283,395,000 | 1,326,918,000 |
| Noninterest-bearing deposits | 155,046,000 | 160,291,000 | 172,145,000 | 186,024,000 |
| Equity capital | 166,967,000 | 172,861,000 | 179,718,000 | 186,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 18,930,000 | 38,608,000 | 59,294,000 | 81,059,000 |
| Interest expense | 3,491,000 | 7,493,000 | 12,101,000 | 17,261,000 |
| Net interest income | 15,439,000 | 31,115,000 | 47,193,000 | 63,798,000 |
| Noninterest income | 331,000 | 690,000 | 1,016,000 | 1,356,000 |
| Noninterest expense | 5,118,000 | 9,939,000 | 14,757,000 | 19,599,000 |
| Provision for loan losses | 255,000 | 540,000 | 1,098,000 | 1,505,000 |
| Pretax income | 10,397,000 | 21,403,000 | 32,431,000 | 44,127,000 |
| Income tax | 4,285,000 | 8,821,000 | 13,365,000 | 18,370,000 |
| Net income | 6,112,000 | 12,582,000 | 19,066,000 | 25,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 163,760,000 | 169,591,000 | 175,393,000 | 179,479,000 |
| Total capital | 177,295,000 | 183,456,000 | 190,555,000 | 195,871,000 |
| Risk-weighted assets | 1,336,568,000 | 1,380,673,000 | 1,471,644,000 | 1,534,574,000 |