Call reports 2016
HINGHAM INSTITUTION FOR SAVINGS — 2016
What HINGHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,849,971,000 | 1,918,708,000 | 1,960,348,000 | 2,014,626,000 |
| Total loans | 1,463,921,000 | 1,535,863,000 | 1,573,686,000 | 1,616,704,000 |
| Allowance for loan losses | 10,158,000 | 10,413,000 | 10,713,000 | 11,030,000 |
| Securities available for sale | 37,915,000 | 33,567,000 | 24,996,000 | 30,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,274,121,000 | 1,325,287,000 | 1,341,306,000 | 1,372,254,000 |
| Interest-bearing deposits | 1,140,022,000 | 1,188,349,000 | 1,189,315,000 | 1,223,955,000 |
| Noninterest-bearing deposits | 134,099,000 | 136,938,000 | 151,991,000 | 148,299,000 |
| Equity capital | 143,202,000 | 148,497,000 | 154,154,000 | 161,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 17,028,000 | 34,732,000 | 52,950,000 | 71,769,000 |
| Interest expense | 3,194,000 | 6,565,000 | 9,948,000 | 13,385,000 |
| Net interest income | 13,834,000 | 28,167,000 | 43,002,000 | 58,384,000 |
| Noninterest income | 330,000 | 685,000 | 1,033,000 | 1,384,000 |
| Noninterest expense | 4,869,000 | 9,708,000 | 14,502,000 | 19,208,000 |
| Provision for loan losses | 255,000 | 510,000 | 810,000 | 1,135,000 |
| Pretax income | 9,040,000 | 18,978,000 | 29,067,000 | 39,769,000 |
| Income tax | 3,716,000 | 7,787,000 | 11,932,000 | 16,346,000 |
| Net income | 5,324,000 | 11,191,000 | 17,135,000 | 23,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,557,000 | 147,844,000 | 153,139,000 | 158,288,000 |
| Total capital | 153,165,000 | 158,715,000 | 164,564,000 | 171,237,000 |
| Risk-weighted assets | 1,113,968,000 | 1,180,047,000 | 1,258,243,000 | 1,312,749,000 |