Call reports 2015
HINGHAM INSTITUTION FOR SAVINGS — 2015
What HINGHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,573,966,000 | 1,634,048,000 | 1,690,994,000 | 1,768,566,000 |
| Total loans | 1,264,233,000 | 1,303,652,000 | 1,352,304,000 | 1,415,477,000 |
| Allowance for loan losses | 9,284,000 | 9,459,000 | 9,635,000 | 9,905,000 |
| Securities available for sale | 68,611,000 | 60,046,000 | 50,257,000 | 41,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,140,994,000 | 1,133,167,000 | 1,185,205,000 | 1,222,326,000 |
| Interest-bearing deposits | 1,022,318,000 | 1,015,619,000 | 1,062,038,000 | 1,093,612,000 |
| Noninterest-bearing deposits | 118,676,000 | 117,548,000 | 123,167,000 | 128,714,000 |
| Equity capital | 125,493,000 | 129,767,000 | 133,976,000 | 138,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 14,890,000 | 29,973,000 | 45,581,000 | 61,859,000 |
| Interest expense | 2,561,000 | 5,164,000 | 7,953,000 | 10,911,000 |
| Net interest income | 12,329,000 | 24,809,000 | 37,628,000 | 50,948,000 |
| Noninterest income | 349,000 | 823,000 | 1,191,000 | 1,580,000 |
| Noninterest expense | 4,852,000 | 9,634,000 | 14,407,000 | 19,157,000 |
| Provision for loan losses | 175,000 | 350,000 | 525,000 | 625,000 |
| Pretax income | 7,651,000 | 15,648,000 | 23,916,000 | 32,775,000 |
| Income tax | 3,136,000 | 6,410,000 | 9,804,000 | 13,430,000 |
| Net income | 4,515,000 | 9,238,000 | 14,112,000 | 19,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,256,000 | 129,424,000 | 133,682,000 | 137,662,000 |
| Total capital | 134,687,000 | 139,110,000 | 143,514,000 | 147,819,000 |
| Risk-weighted assets | 958,928,000 | 992,485,000 | 1,025,836,000 | 1,071,547,000 |