Call reports 2014
HINGHAM INSTITUTION FOR SAVINGS — 2014
What HINGHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,439,603,000 | 1,481,018,000 | 1,505,969,000 | 1,552,229,000 |
| Total loans | 1,139,591,000 | 1,197,049,000 | 1,216,481,000 | 1,247,787,000 |
| Allowance for loan losses | 8,660,000 | 8,834,000 | 8,953,000 | 9,108,000 |
| Securities available for sale | 107,376,000 | 97,838,000 | 82,080,000 | 71,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,015,010,000 | 1,029,347,000 | 1,060,516,000 | 1,094,057,000 |
| Interest-bearing deposits | 916,648,000 | 928,603,000 | 948,760,000 | 976,449,000 |
| Noninterest-bearing deposits | 98,362,000 | 100,744,000 | 111,756,000 | 117,608,000 |
| Equity capital | 112,181,000 | 115,642,000 | 119,641,000 | 121,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 13,220,000 | 27,053,000 | 41,453,000 | 56,193,000 |
| Interest expense | 2,507,000 | 4,942,000 | 7,401,000 | 9,937,000 |
| Net interest income | 10,713,000 | 22,111,000 | 34,052,000 | 46,256,000 |
| Noninterest income | 6,613,000 | 7,025,000 | 7,573,000 | 7,935,000 |
| Noninterest expense | 5,642,000 | 10,688,000 | 15,408,000 | 20,155,000 |
| Provision for loan losses | 150,000 | 325,000 | 475,000 | 625,000 |
| Pretax income | 11,534,000 | 18,118,000 | 25,737,000 | 33,406,000 |
| Income tax | 2,159,000 | 4,870,000 | 8,008,000 | 11,142,000 |
| Net income | 9,375,000 | 13,248,000 | 17,729,000 | 22,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,038,000 | 115,573,000 | 119,480,000 | 121,314,000 |
| Total capital | 120,770,000 | 124,438,000 | 128,537,000 | 130,555,000 |
| Risk-weighted assets | 850,843,000 | 919,759,000 | 924,594,000 | 945,920,000 |