Call reports 2013
HINGHAM INSTITUTION FOR SAVINGS — 2013
What HINGHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,226,034,000 | 1,255,469,000 | 1,303,952,000 | 1,356,475,000 |
| Total loans | 969,280,000 | 999,200,000 | 1,022,252,000 | 1,087,422,000 |
| Allowance for loan losses | 8,216,000 | 8,330,000 | 8,421,000 | 8,509,000 |
| Securities available for sale | 104,173,000 | 105,162,000 | 99,675,000 | 108,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 880,656,000 | 895,474,000 | 910,772,000 | 945,091,000 |
| Interest-bearing deposits | 797,879,000 | 804,696,000 | 821,496,000 | 851,858,000 |
| Noninterest-bearing deposits | 82,777,000 | 90,778,000 | 89,276,000 | 93,233,000 |
| Equity capital | 95,477,000 | 98,026,000 | 100,951,000 | 103,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 12,003,000 | 24,202,000 | 36,644,000 | 49,342,000 |
| Interest expense | 2,653,000 | 5,282,000 | 7,879,000 | 10,502,000 |
| Net interest income | 9,350,000 | 18,920,000 | 28,765,000 | 38,840,000 |
| Noninterest income | 392,000 | 806,000 | 1,230,000 | 1,752,000 |
| Noninterest expense | 4,213,000 | 8,565,000 | 12,988,000 | 17,601,000 |
| Provision for loan losses | 100,000 | 200,000 | 290,000 | 380,000 |
| Pretax income | 5,429,000 | 10,961,000 | 16,717,000 | 22,611,000 |
| Income tax | 2,224,000 | 4,481,000 | 6,834,000 | 9,240,000 |
| Net income | 3,205,000 | 6,480,000 | 9,883,000 | 13,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,296,000 | 97,993,000 | 100,873,000 | 103,141,000 |
| Total capital | 103,569,000 | 106,323,000 | 109,294,000 | 111,650,000 |
| Risk-weighted assets | 736,422,000 | 758,960,000 | 762,752,000 | 807,055,000 |