Call reports 2012
HINGHAM INSTITUTION FOR SAVINGS — 2012
What HINGHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,150,499,000 | 1,159,032,000 | 1,193,448,000 | 1,205,896,000 |
| Total loans | 876,709,000 | 891,069,000 | 925,396,000 | 957,674,000 |
| Allowance for loan losses | 7,639,000 | 7,821,000 | 7,880,000 | 7,999,000 |
| Securities available for sale | 100,527,000 | 103,805,000 | 103,095,000 | 103,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 810,921,000 | 830,086,000 | 831,512,000 | 873,408,000 |
| Interest-bearing deposits | 736,626,000 | 758,658,000 | 750,385,000 | 794,095,000 |
| Noninterest-bearing deposits | 74,295,000 | 71,428,000 | 81,127,000 | 79,313,000 |
| Equity capital | 84,909,000 | 87,764,000 | 90,614,000 | 92,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,123,000 | 24,324,000 | 36,432,000 | 48,831,000 |
| Interest expense | 2,762,000 | 5,450,000 | 8,172,000 | 10,937,000 |
| Net interest income | 9,361,000 | 18,874,000 | 28,260,000 | 37,894,000 |
| Noninterest income | 391,000 | 905,000 | 1,364,000 | 1,929,000 |
| Noninterest expense | 4,061,000 | 8,220,000 | 12,306,000 | 16,697,000 |
| Provision for loan losses | 225,000 | 425,000 | 575,000 | 725,000 |
| Pretax income | 5,466,000 | 11,134,000 | 16,743,000 | 22,401,000 |
| Income tax | 2,225,000 | 4,525,000 | 6,807,000 | 9,111,000 |
| Net income | 3,241,000 | 6,609,000 | 9,936,000 | 13,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,740,000 | 87,574,000 | 90,348,000 | 92,575,000 |
| Total capital | 92,437,000 | 95,476,000 | 98,325,000 | 100,646,000 |
| Risk-weighted assets | 674,988,000 | 681,074,000 | 708,421,000 | 730,106,000 |