Call reports 2011
HINGHAM INSTITUTION FOR SAVINGS — 2011
What HINGHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,033,065,000 | 1,066,618,000 | 1,085,705,000 | 1,127,290,000 |
| Total loans | 810,911,000 | 834,119,000 | 844,199,000 | 857,306,000 |
| Allowance for loan losses | 7,205,000 | 7,222,000 | 7,414,000 | 7,516,000 |
| Securities available for sale | 94,405,000 | 87,719,000 | 78,472,000 | 97,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 740,852,000 | 758,193,000 | 763,825,000 | 790,503,000 |
| Interest-bearing deposits | 685,923,000 | 697,262,000 | 697,617,000 | 726,951,000 |
| Noninterest-bearing deposits | 54,929,000 | 60,931,000 | 66,208,000 | 63,552,000 |
| Equity capital | 75,011,000 | 77,621,000 | 80,289,000 | 82,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 11,923,000 | 24,012,000 | 36,214,000 | 48,444,000 |
| Interest expense | 3,267,000 | 6,535,000 | 9,706,000 | 12,618,000 |
| Net interest income | 8,656,000 | 17,477,000 | 26,508,000 | 35,826,000 |
| Noninterest income | 442,000 | 875,000 | 1,280,000 | 1,591,000 |
| Noninterest expense | 3,942,000 | 7,913,000 | 11,833,000 | 15,982,000 |
| Provision for loan losses | 300,000 | 600,000 | 875,000 | 1,100,000 |
| Pretax income | 4,856,000 | 9,839,000 | 15,080,000 | 20,335,000 |
| Income tax | 1,976,000 | 3,992,000 | 6,125,000 | 8,273,000 |
| Net income | 2,880,000 | 5,847,000 | 8,955,000 | 12,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,910,000 | 77,376,000 | 80,008,000 | 82,030,000 |
| Total capital | 82,130,000 | 84,645,000 | 87,492,000 | 89,608,000 |
| Risk-weighted assets | 629,905,000 | 645,266,000 | 652,917,000 | 661,291,000 |