Call reports 2025
COMMERCE BANK TEXAS — 2025
What COMMERCE BANK TEXAS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 58,541,000 | 63,094,000 | 62,988,000 | 61,415,000 |
| Total loans | 24,653,000 | 22,506,000 | 24,526,000 | 22,039,000 |
| Allowance for loan losses | 222,000 | 222,000 | 222,000 | 197,000 |
| Securities available for sale | 15,919,000 | 16,118,000 | 16,473,000 | 16,544,000 |
| Securities held to maturity | 9,949,000 | 9,946,000 | 9,945,000 | 9,945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,150,000 | 54,331,000 | 53,974,000 | 52,498,000 |
| Interest-bearing deposits | 36,483,000 | 37,817,000 | 36,210,000 | 36,850,000 |
| Noninterest-bearing deposits | 13,667,000 | 16,514,000 | 17,764,000 | 15,648,000 |
| Equity capital | 7,753,000 | 8,084,000 | 8,364,000 | 8,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 621,000 | 1,248,000 | 1,855,000 | 2,469,000 |
| Interest expense | 219,000 | 424,000 | 627,000 | 823,000 |
| Net interest income | 402,000 | 824,000 | 1,228,000 | 1,646,000 |
| Noninterest income | 17,000 | 246,000 | 262,000 | 280,000 |
| Noninterest expense | 440,000 | 888,000 | 1,317,000 | 1,758,000 |
| Provision for loan losses | -65,000 | -65,000 | -65,000 | -90,000 |
| Pretax income | 44,000 | 247,000 | 238,000 | 258,000 |
| Income tax | 3,000 | 43,000 | 46,000 | 46,000 |
| Net income | 41,000 | 204,000 | 192,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,256,000 | 7,419,000 | 7,406,000 | 7,427,000 |