Call reports 2024
COMMERCE BANK TEXAS — 2024
What COMMERCE BANK TEXAS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 65,328,000 | 66,134,000 | 66,932,000 | 61,742,000 |
| Total loans | 33,084,000 | 33,470,000 | 33,539,000 | 28,097,000 |
| Allowance for loan losses | 308,000 | 308,000 | 308,000 | 287,000 |
| Securities available for sale | 15,400,000 | 15,539,000 | 16,251,000 | 15,702,000 |
| Securities held to maturity | 9,959,000 | 9,957,000 | 9,954,000 | 9,952,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,001,000 | 48,725,000 | 50,217,000 | 49,608,000 |
| Interest-bearing deposits | 34,235,000 | 34,756,000 | 36,544,000 | 36,398,000 |
| Noninterest-bearing deposits | 13,766,000 | 13,969,000 | 13,673,000 | 13,210,000 |
| Equity capital | 7,133,000 | 7,307,000 | 7,899,000 | 7,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 763,000 | 1,533,000 | 2,292,000 | 3,046,000 |
| Interest expense | 310,000 | 622,000 | 942,000 | 1,240,000 |
| Net interest income | 453,000 | 911,000 | 1,350,000 | 1,806,000 |
| Noninterest income | 20,000 | 50,000 | 70,000 | 88,000 |
| Noninterest expense | 419,000 | 839,000 | 1,277,000 | 1,729,000 |
| Provision for loan losses | 0 | 0 | 0 | -21,000 |
| Pretax income | 54,000 | 122,000 | 143,000 | 165,000 |
| Income tax | 10,000 | 23,000 | 26,000 | 28,000 |
| Net income | 44,000 | 99,000 | 117,000 | 137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,121,000 | 7,177,000 | 7,195,000 | 7,215,000 |