Call reports 2023
COMMERCE BANK TEXAS — 2023
What COMMERCE BANK TEXAS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 64,949,000 | 64,736,000 | 63,812,000 | 66,755,000 |
| Total loans | 31,860,000 | 33,227,000 | 33,453,000 | 34,971,000 |
| Allowance for loan losses | 308,000 | 308,000 | 308,000 | 308,000 |
| Securities available for sale | 15,524,000 | 15,302,000 | 14,829,000 | 15,581,000 |
| Securities held to maturity | 9,970,000 | 9,967,000 | 9,965,000 | 9,962,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,854,000 | 49,405,000 | 49,470,000 | 45,875,000 |
| Interest-bearing deposits | 34,047,000 | 31,087,000 | 31,268,000 | 32,145,000 |
| Noninterest-bearing deposits | 19,807,000 | 18,318,000 | 18,202,000 | 13,730,000 |
| Equity capital | 7,984,000 | 7,951,000 | 6,574,000 | 7,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,335,000 | 2,039,000 | 2,789,000 |
| Interest expense | 41,000 | 169,000 | 360,000 | 598,000 |
| Net interest income | 598,000 | 1,166,000 | 1,679,000 | 2,191,000 |
| Noninterest income | 20,000 | 37,000 | 54,000 | 72,000 |
| Noninterest expense | 451,000 | 875,000 | 1,301,000 | 1,757,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 167,000 | 328,000 | 432,000 | 506,000 |
| Income tax | 34,000 | 67,000 | 81,000 | 103,000 |
| Net income | 133,000 | 261,000 | 351,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,915,000 | 8,044,000 | 7,026,000 | 7,078,000 |