Call reports 2022
COMMERCE BANK TEXAS — 2022
What COMMERCE BANK TEXAS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 70,301,000 | 65,778,000 | 65,526,000 | 64,623,000 |
| Total loans | 26,072,000 | 27,507,000 | 30,580,000 | 30,117,000 |
| Allowance for loan losses | 308,000 | 308,000 | 308,000 | 308,000 |
| Securities available for sale | 15,807,000 | 16,231,000 | 15,354,000 | 15,345,000 |
| Securities held to maturity | 9,982,000 | 9,979,000 | 9,976,000 | 9,973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,467,000 | 57,575,000 | 57,829,000 | 56,877,000 |
| Interest-bearing deposits | 43,334,000 | 39,591,000 | 37,640,000 | 37,756,000 |
| Noninterest-bearing deposits | 18,133,000 | 17,984,000 | 20,189,000 | 19,121,000 |
| Equity capital | 8,774,000 | 8,094,000 | 7,559,000 | 7,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 465,000 | 1,044,000 | 1,650,000 | 2,272,000 |
| Interest expense | 26,000 | 47,000 | 70,000 | 105,000 |
| Net interest income | 439,000 | 997,000 | 1,580,000 | 2,167,000 |
| Noninterest income | 17,000 | 39,000 | 61,000 | 79,000 |
| Noninterest expense | 424,000 | 848,000 | 1,286,000 | 1,733,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 188,000 | 355,000 | 513,000 |
| Income tax | 7,000 | 38,000 | 75,000 | 108,000 |
| Net income | 25,000 | 150,000 | 280,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,403,000 | 7,527,000 | 7,658,000 | 7,783,000 |