Call reports 2021
COMMERCE BANK TEXAS — 2021
What COMMERCE BANK TEXAS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 61,432,000 | 63,828,000 | 66,364,000 | 68,875,000 |
| Total loans | 30,170,000 | 28,638,000 | 26,790,000 | 26,096,000 |
| Allowance for loan losses | 338,000 | 338,000 | 338,000 | 308,000 |
| Securities available for sale | 13,545,000 | 16,602,000 | 15,074,000 | 14,929,000 |
| Securities held to maturity | 4,122,000 | 4,116,000 | 8,491,000 | 9,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,899,000 | 54,125,000 | 56,494,000 | 59,096,000 |
| Interest-bearing deposits | 35,154,000 | 34,404,000 | 37,402,000 | 40,687,000 |
| Noninterest-bearing deposits | 16,745,000 | 19,722,000 | 19,091,000 | 18,410,000 |
| Equity capital | 9,448,000 | 9,613,000 | 9,736,000 | 9,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 510,000 | 1,005,000 | 1,531,000 | 2,029,000 |
| Interest expense | 44,000 | 85,000 | 119,000 | 149,000 |
| Net interest income | 466,000 | 920,000 | 1,412,000 | 1,880,000 |
| Noninterest income | 18,000 | 38,000 | 58,000 | 89,000 |
| Noninterest expense | 420,000 | 836,000 | 1,249,000 | 1,670,000 |
| Provision for loan losses | 0 | 0 | 0 | -30,000 |
| Pretax income | 64,000 | 122,000 | 221,000 | 329,000 |
| Income tax | 12,000 | 25,000 | 45,000 | 68,000 |
| Net income | 52,000 | 97,000 | 176,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,289,000 | 7,334,000 | 7,413,000 | 7,498,000 |