Call reports 2020
COMMERCE BANK TEXAS — 2020
What COMMERCE BANK TEXAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 53,298,000 | 56,537,000 | 57,678,000 | 57,958,000 |
| Total loans | 33,761,000 | 32,572,000 | 32,960,000 | 31,162,000 |
| Allowance for loan losses | 338,000 | 338,000 | 338,000 | 338,000 |
| Securities available for sale | 10,036,000 | 11,921,000 | 12,357,000 | 16,124,000 |
| Securities held to maturity | 1,150,000 | 2,143,000 | 2,135,000 | 2,128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,305,000 | 46,390,000 | 47,651,000 | 47,947,000 |
| Interest-bearing deposits | 32,027,000 | 32,752,000 | 33,499,000 | 33,220,000 |
| Noninterest-bearing deposits | 11,278,000 | 13,638,000 | 14,152,000 | 14,727,000 |
| Equity capital | 9,828,000 | 9,946,000 | 9,860,000 | 9,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,114,000 | 1,657,000 | 2,192,000 |
| Interest expense | 67,000 | 126,000 | 177,000 | 224,000 |
| Net interest income | 511,000 | 988,000 | 1,480,000 | 1,968,000 |
| Noninterest income | 22,000 | 39,000 | -121,000 | -101,000 |
| Noninterest expense | 426,000 | 845,000 | 1,252,000 | 1,661,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 107,000 | 182,000 | 114,000 | 213,000 |
| Income tax | 22,000 | 39,000 | 23,000 | 43,000 |
| Net income | 85,000 | 143,000 | 91,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,249,000 | 7,308,000 | 7,254,000 | 7,275,000 |