Call reports 2019
COMMERCE BANK TEXAS — 2019
What COMMERCE BANK TEXAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 52,139,000 | 51,747,000 | 55,204,000 | 54,422,000 |
| Total loans | 35,045,000 | 34,752,000 | 34,954,000 | 33,896,000 |
| Allowance for loan losses | 337,000 | 338,000 | 338,000 | 338,000 |
| Securities available for sale | 3,012,000 | 3,023,000 | 7,842,000 | 7,845,000 |
| Securities held to maturity | 5,241,000 | 5,229,000 | 3,218,000 | 2,909,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,469,000 | 40,895,000 | 44,281,000 | 44,475,000 |
| Interest-bearing deposits | 29,237,000 | 29,578,000 | 31,311,000 | 33,115,000 |
| Noninterest-bearing deposits | 11,232,000 | 11,317,000 | 12,970,000 | 11,359,000 |
| Equity capital | 9,553,000 | 9,665,000 | 9,722,000 | 9,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,201,000 | 1,814,000 | 2,418,000 |
| Interest expense | 54,000 | 119,000 | 192,000 | 265,000 |
| Net interest income | 527,000 | 1,082,000 | 1,622,000 | 2,153,000 |
| Noninterest income | 28,000 | 51,000 | 72,000 | 135,000 |
| Noninterest expense | 412,000 | 830,000 | 1,233,000 | 1,689,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 303,000 | 461,000 | 599,000 |
| Income tax | 30,000 | 63,000 | 95,000 | 126,000 |
| Net income | 113,000 | 240,000 | 366,000 | 473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,015,000 | 7,091,000 | 7,167,000 | 7,214,000 |
| Total capital | 7,352,000 | 7,429,000 | 7,505,000 | 7,552,000 |
| Risk-weighted assets | 34,495,000 | 34,589,000 | 35,489,000 | 33,891,000 |