Call reports 2018
COMMERCE BANK TEXAS — 2018
What COMMERCE BANK TEXAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 50,790,000 | 49,380,000 | 51,904,000 | 51,535,000 |
| Total loans | 37,032,000 | 35,541,000 | 35,582,000 | 35,669,000 |
| Allowance for loan losses | 343,000 | 343,000 | 343,000 | 343,000 |
| Securities available for sale | 2,304,000 | 2,263,000 | 2,210,000 | 2,979,000 |
| Securities held to maturity | 5,295,000 | 5,280,000 | 5,266,000 | 5,253,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,614,000 | 39,879,000 | 41,592,000 | 41,929,000 |
| Interest-bearing deposits | 28,828,000 | 29,530,000 | 29,294,000 | 31,121,000 |
| Noninterest-bearing deposits | 10,786,000 | 10,349,000 | 12,298,000 | 10,808,000 |
| Equity capital | 9,294,000 | 9,362,000 | 9,418,000 | 9,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,127,000 | 1,713,000 | 2,296,000 |
| Interest expense | 33,000 | 72,000 | 115,000 | 163,000 |
| Net interest income | 529,000 | 1,055,000 | 1,598,000 | 2,133,000 |
| Noninterest income | 23,000 | 48,000 | 71,000 | 30,000 |
| Noninterest expense | 393,000 | 794,000 | 1,206,000 | 1,656,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 159,000 | 309,000 | 463,000 | 507,000 |
| Income tax | 33,000 | 63,000 | 93,000 | 108,000 |
| Net income | 126,000 | 246,000 | 370,000 | 399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,829,000 | 6,904,000 | 6,978,000 | 7,006,000 |
| Total capital | 7,172,000 | 7,247,000 | 7,321,000 | 7,349,000 |
| Risk-weighted assets | 34,774,000 | 34,026,000 | 35,493,000 | 34,237,000 |