Call reports 2017
COMMERCE BANK TEXAS — 2017
What COMMERCE BANK TEXAS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 55,828,000 | 55,364,000 | 52,245,000 | 52,119,000 |
| Total loans | 40,994,000 | 40,133,000 | 38,061,000 | 36,397,000 |
| Allowance for loan losses | 330,000 | 340,000 | 343,000 | 343,000 |
| Securities available for sale | 3,859,000 | 2,493,000 | 2,431,000 | 2,374,000 |
| Securities held to maturity | 5,822,000 | 5,805,000 | 5,324,000 | 5,309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,054,000 | 40,802,000 | 40,159,000 | 42,662,000 |
| Interest-bearing deposits | 30,124,000 | 30,161,000 | 29,608,000 | 30,223,000 |
| Noninterest-bearing deposits | 10,930,000 | 10,641,000 | 10,552,000 | 12,438,000 |
| Equity capital | 9,013,000 | 9,117,000 | 9,191,000 | 9,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 601,000 | 1,220,000 | 1,814,000 | 2,385,000 |
| Interest expense | 27,000 | 64,000 | 106,000 | 148,000 |
| Net interest income | 574,000 | 1,156,000 | 1,708,000 | 2,237,000 |
| Noninterest income | 24,000 | 50,000 | 79,000 | 104,000 |
| Noninterest expense | 412,000 | 827,000 | 1,235,000 | 1,638,000 |
| Provision for loan losses | 12,000 | 22,000 | 25,000 | 25,000 |
| Pretax income | 174,000 | 357,000 | 527,000 | 678,000 |
| Income tax | 55,000 | 115,000 | 168,000 | 177,000 |
| Net income | 119,000 | 242,000 | 359,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,473,000 | 6,564,000 | 6,646,000 | 6,752,000 |
| Total capital | 6,803,000 | 6,904,000 | 6,989,000 | 7,095,000 |
| Risk-weighted assets | 38,908,000 | 37,721,000 | 34,957,000 | 33,209,000 |