Call reports 2013
COMMERCE BANK TEXAS — 2013
What COMMERCE BANK TEXAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 42,616,000 | 43,684,000 | 44,731,000 | 45,731,000 |
| Total loans | 25,445,000 | 24,665,000 | 25,875,000 | 28,433,000 |
| Allowance for loan losses | 261,000 | 261,000 | 267,000 | 267,000 |
| Securities available for sale | 7,707,000 | 7,916,000 | 8,285,000 | 7,937,000 |
| Securities held to maturity | 2,795,000 | 3,256,000 | 4,328,000 | 4,303,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,979,000 | 37,136,000 | 38,189,000 | 38,543,000 |
| Interest-bearing deposits | 27,192,000 | 28,089,000 | 28,351,000 | 29,531,000 |
| Noninterest-bearing deposits | 8,787,000 | 9,047,000 | 9,838,000 | 9,012,000 |
| Equity capital | 6,602,000 | 6,512,000 | 6,496,000 | 6,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 404,000 | 830,000 | 1,277,000 | 1,737,000 |
| Interest expense | 23,000 | 46,000 | 68,000 | 88,000 |
| Net interest income | 381,000 | 784,000 | 1,209,000 | 1,649,000 |
| Noninterest income | 34,000 | 142,000 | 176,000 | 208,000 |
| Noninterest expense | 350,000 | 709,000 | 1,084,000 | 1,478,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 227,000 | 311,000 | 393,000 |
| Income tax | 25,000 | 76,000 | 107,000 | 59,000 |
| Net income | 50,000 | 151,000 | 204,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,942,000 | 4,050,000 | 4,098,000 | 4,235,000 |
| Total capital | 4,203,000 | 4,311,000 | 4,365,000 | 4,502,000 |
| Risk-weighted assets | 26,965,000 | 26,010,000 | 26,787,000 | 29,554,000 |