Call reports 2012
COMMERCE BANK TEXAS — 2012
What COMMERCE BANK TEXAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 37,664,000 | 37,791,000 | 37,720,000 | 40,681,000 |
| Total loans | 22,806,000 | 24,476,000 | 25,071,000 | 24,880,000 |
| Allowance for loan losses | 259,000 | 261,000 | 261,000 | 261,000 |
| Securities available for sale | 6,123,000 | 2,711,000 | 2,845,000 | 4,716,000 |
| Securities held to maturity | 3,250,000 | 3,017,000 | 2,990,000 | 3,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,223,000 | 31,315,000 | 31,152,000 | 34,083,000 |
| Interest-bearing deposits | 24,547,000 | 24,053,000 | 23,379,000 | 25,565,000 |
| Noninterest-bearing deposits | 6,677,000 | 7,262,000 | 7,773,000 | 8,518,000 |
| Equity capital | 6,402,000 | 6,456,000 | 6,524,000 | 6,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 412,000 | 805,000 | 1,214,000 | 1,641,000 |
| Interest expense | 27,000 | 53,000 | 77,000 | 99,000 |
| Net interest income | 385,000 | 752,000 | 1,137,000 | 1,542,000 |
| Noninterest income | 30,000 | 62,000 | 98,000 | 133,000 |
| Noninterest expense | 345,000 | 693,000 | 1,054,000 | 1,438,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 132,000 | 198,000 | 254,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | 132,000 | 198,000 | 254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,699,000 | 3,748,000 | 3,821,000 | 3,885,000 |
| Total capital | 3,958,000 | 4,009,000 | 4,082,000 | 4,146,000 |
| Risk-weighted assets | 24,562,000 | 25,726,000 | 25,724,000 | 26,673,000 |