Call report 2026Q1
EXCHANGE BANK CO. — 2026Q1
The 22 measures EXCHANGE BANK CO. reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 357,623,000 | USD | evidence → |
| Total loans | 208,000,000 | USD | evidence → |
| Allowance for loan losses | 3,153,000 | USD | evidence → |
| Securities available for sale | 91,822,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 324,547,000 | USD | evidence → |
| Interest-bearing deposits | 229,063,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,484,000 | USD | evidence → |
| Equity capital | 30,440,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,734,000 | USD | evidence → |
| Interest expense | 1,267,000 | USD | evidence → |
| Net interest income | 3,467,000 | USD | evidence → |
| Noninterest income | 343,000 | USD | evidence → |
| Noninterest expense | 2,017,000 | USD | evidence → |
| Provision for loan losses | 98,000 | USD | evidence → |
| Pretax income | 1,770,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,770,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,901,000 | USD | evidence → |
| Total capital | 34,098,000 | USD | evidence → |
| Risk-weighted assets | 255,740,000 | USD | evidence → |