Call report 2025Q3
EXCHANGE BANK CO. — 2025Q3
The 22 measures EXCHANGE BANK CO. reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 323,761,000 | USD | evidence → |
| Total loans | 201,654,000 | USD | evidence → |
| Allowance for loan losses | 2,948,000 | USD | evidence → |
| Securities available for sale | 81,268,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 289,814,000 | USD | evidence → |
| Interest-bearing deposits | 211,988,000 | USD | evidence → |
| Noninterest-bearing deposits | 77,826,000 | USD | evidence → |
| Equity capital | 30,905,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,409,000 | USD | evidence → |
| Interest expense | 3,792,000 | USD | evidence → |
| Net interest income | 9,617,000 | USD | evidence → |
| Noninterest income | 853,000 | USD | evidence → |
| Noninterest expense | 6,263,000 | USD | evidence → |
| Provision for loan losses | 407,000 | USD | evidence → |
| Pretax income | 3,779,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,779,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,632,000 | USD | evidence → |
| Total capital | 33,660,000 | USD | evidence → |
| Risk-weighted assets | 242,231,000 | USD | evidence → |