Call report 2022Q4
EXCHANGE BANK CO. — 2022Q4
The 22 measures EXCHANGE BANK CO. reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 214,433,000 | USD | evidence → |
| Total loans | 134,712,000 | USD | evidence → |
| Allowance for loan losses | 1,748,000 | USD | evidence → |
| Securities available for sale | 61,399,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 197,248,000 | USD | evidence → |
| Interest-bearing deposits | 140,829,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,419,000 | USD | evidence → |
| Equity capital | 16,615,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,845,000 | USD | evidence → |
| Interest expense | 1,137,000 | USD | evidence → |
| Net interest income | 6,708,000 | USD | evidence → |
| Noninterest income | 914,000 | USD | evidence → |
| Noninterest expense | 5,061,000 | USD | evidence → |
| Provision for loan losses | 228,000 | USD | evidence → |
| Pretax income | 2,333,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,333,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,841,000 | USD | evidence → |
| Total capital | 22,589,000 | USD | evidence → |
| Risk-weighted assets | 171,150,000 | USD | evidence → |