Call report 2022Q2
EXCHANGE BANK CO. — 2022Q2
The 22 measures EXCHANGE BANK CO. reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 223,248,000 | USD | evidence → |
| Total loans | 125,716,000 | USD | evidence → |
| Allowance for loan losses | 1,589,000 | USD | evidence → |
| Securities available for sale | 64,129,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 203,115,000 | USD | evidence → |
| Interest-bearing deposits | 148,693,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,422,000 | USD | evidence → |
| Equity capital | 16,060,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,494,000 | USD | evidence → |
| Interest expense | 555,000 | USD | evidence → |
| Net interest income | 2,939,000 | USD | evidence → |
| Noninterest income | 472,000 | USD | evidence → |
| Noninterest expense | 2,569,000 | USD | evidence → |
| Provision for loan losses | 34,000 | USD | evidence → |
| Pretax income | 808,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 808,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,616,000 | USD | evidence → |
| Total capital | 21,205,000 | USD | evidence → |
| Risk-weighted assets | 167,760,000 | USD | evidence → |