Call report 2021Q4
EXCHANGE BANK CO. — 2021Q4
The 22 measures EXCHANGE BANK CO. reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 209,790,000 | USD | evidence → |
| Total loans | 121,737,000 | USD | evidence → |
| Allowance for loan losses | 1,567,000 | USD | evidence → |
| Securities available for sale | 63,842,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 184,245,000 | USD | evidence → |
| Interest-bearing deposits | 135,859,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,386,000 | USD | evidence → |
| Equity capital | 21,707,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,340,000 | USD | evidence → |
| Interest expense | 1,215,000 | USD | evidence → |
| Net interest income | 6,125,000 | USD | evidence → |
| Noninterest income | 703,000 | USD | evidence → |
| Noninterest expense | 5,036,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 1,592,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,592,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,108,000 | USD | evidence → |
| Total capital | 20,675,000 | USD | evidence → |
| Risk-weighted assets | 154,268,000 | USD | evidence → |