Call report 2018Q4
EXCHANGE BANK CO. — 2018Q4
The 22 measures EXCHANGE BANK CO. reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 148,114,000 | USD | evidence → |
| Total loans | 108,018,000 | USD | evidence → |
| Allowance for loan losses | 1,166,000 | USD | evidence → |
| Securities available for sale | 27,826,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,020,000 | USD | evidence → |
| Interest-bearing deposits | 86,961,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,059,000 | USD | evidence → |
| Equity capital | 16,328,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,253,000 | USD | evidence → |
| Interest expense | 690,000 | USD | evidence → |
| Net interest income | 5,563,000 | USD | evidence → |
| Noninterest income | 549,000 | USD | evidence → |
| Noninterest expense | 4,128,000 | USD | evidence → |
| Provision for loan losses | 107,000 | USD | evidence → |
| Pretax income | 1,887,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,887,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,780,000 | USD | evidence → |
| Total capital | 15,946,000 | USD | evidence → |
| Risk-weighted assets | 119,298,000 | USD | evidence → |