Call report 2015Q4
EXCHANGE BANK CO. — 2015Q4
The 22 measures EXCHANGE BANK CO. reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 145,723,000 | USD | evidence → |
| Total loans | 81,870,000 | USD | evidence → |
| Allowance for loan losses | 1,030,000 | USD | evidence → |
| Securities available for sale | 43,401,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 127,933,000 | USD | evidence → |
| Interest-bearing deposits | 101,731,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,202,000 | USD | evidence → |
| Equity capital | 15,983,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,318,000 | USD | evidence → |
| Interest expense | 642,000 | USD | evidence → |
| Net interest income | 4,676,000 | USD | evidence → |
| Noninterest income | 289,000 | USD | evidence → |
| Noninterest expense | 3,864,000 | USD | evidence → |
| Provision for loan losses | 28,000 | USD | evidence → |
| Pretax income | 1,080,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,080,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,511,000 | USD | evidence → |
| Total capital | 14,541,000 | USD | evidence → |
| Risk-weighted assets | 101,158,000 | USD | evidence → |