Call report 2014Q4
EXCHANGE BANK CO. — 2014Q4
The 22 measures EXCHANGE BANK CO. reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 145,251,000 | USD | evidence → |
| Total loans | 77,837,000 | USD | evidence → |
| Allowance for loan losses | 950,000 | USD | evidence → |
| Securities available for sale | 52,411,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 125,387,000 | USD | evidence → |
| Interest-bearing deposits | 100,738,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,649,000 | USD | evidence → |
| Equity capital | 16,990,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,311,000 | USD | evidence → |
| Interest expense | 719,000 | USD | evidence → |
| Net interest income | 4,592,000 | USD | evidence → |
| Noninterest income | 484,000 | USD | evidence → |
| Noninterest expense | 3,377,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 1,703,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,703,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,445,000 | USD | evidence → |
| Total capital | 15,395,000 | USD | evidence → |
| Risk-weighted assets | 98,231,000 | USD | evidence → |