Call report 2013Q4
EXCHANGE BANK CO. — 2013Q4
The 22 measures EXCHANGE BANK CO. reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 147,624,000 | USD | evidence → |
| Total loans | 75,662,000 | USD | evidence → |
| Allowance for loan losses | 1,042,000 | USD | evidence → |
| Securities available for sale | 62,335,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 122,489,000 | USD | evidence → |
| Interest-bearing deposits | 98,019,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,470,000 | USD | evidence → |
| Equity capital | 13,568,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,435,000 | USD | evidence → |
| Interest expense | 785,000 | USD | evidence → |
| Net interest income | 4,650,000 | USD | evidence → |
| Noninterest income | 446,000 | USD | evidence → |
| Noninterest expense | 3,261,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 1,800,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,800,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,129,000 | USD | evidence → |
| Total capital | 15,171,000 | USD | evidence → |
| Risk-weighted assets | 98,379,000 | USD | evidence → |