Call report 2012Q4
EXCHANGE BANK CO. — 2012Q4
The 22 measures EXCHANGE BANK CO. reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 143,163,000 | USD | evidence → |
| Total loans | 68,860,000 | USD | evidence → |
| Allowance for loan losses | 1,033,000 | USD | evidence → |
| Securities available for sale | 63,876,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 123,246,000 | USD | evidence → |
| Interest-bearing deposits | 100,759,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,487,000 | USD | evidence → |
| Equity capital | 15,721,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,896,000 | USD | evidence → |
| Interest expense | 1,007,000 | USD | evidence → |
| Net interest income | 4,889,000 | USD | evidence → |
| Noninterest income | 465,000 | USD | evidence → |
| Noninterest expense | 3,149,000 | USD | evidence → |
| Provision for loan losses | 64,000 | USD | evidence → |
| Pretax income | 2,141,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,141,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,929,000 | USD | evidence → |
| Total capital | 13,962,000 | USD | evidence → |
| Risk-weighted assets | 89,188,000 | USD | evidence → |