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Call report 2004Q4

EXCHANGE BANK CO. — 2004Q4

The 22 measures EXCHANGE BANK CO. reported to the FFIEC for 2004Q4, each linked to its source filing.

PERIOD: 2004Q4SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/23a1173f-def5-4ee5-8ff7-726fb8693038/2004Q4

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets91,428,000USDevidence →
Total loans35,038,000USDevidence →
Allowance for loan losses182,000USDevidence →
Securities available for sale46,673,000USDevidence →
Securities held to maturity0USDevidence →
Trading assets0USDevidence →
Total deposits78,670,000USDevidence →
Interest-bearing deposits68,354,000USDevidence →
Noninterest-bearing deposits10,316,000USDevidence →
Equity capital9,419,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income3,402,000USDevidence →
Interest expense1,121,000USDevidence →
Net interest income2,281,000USDevidence →
Noninterest income382,000USDevidence →
Noninterest expense2,423,000USDevidence →
Provision for loan losses64,000USDevidence →
Pretax income220,000USDevidence →
Income tax74,000USDevidence →
Net income146,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital6,262,000USDevidence →
Total capital6,444,000USDevidence →
Risk-weighted assets44,400,000USDevidence →

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