Call report 2026Q1
MONTECITO BANK & TRUST — 2026Q1
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,036,398,000 | USD | evidence → |
| Total loans | 1,391,665,000 | USD | evidence → |
| Allowance for loan losses | 13,541,000 | USD | evidence → |
| Securities available for sale | 501,663,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,793,788,000 | USD | evidence → |
| Interest-bearing deposits | 1,103,852,000 | USD | evidence → |
| Noninterest-bearing deposits | 689,936,000 | USD | evidence → |
| Equity capital | 184,903,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,858,000 | USD | evidence → |
| Interest expense | 3,279,000 | USD | evidence → |
| Net interest income | 18,579,000 | USD | evidence → |
| Noninterest income | 3,611,000 | USD | evidence → |
| Noninterest expense | 17,718,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,620,000 | USD | evidence → |
| Income tax | 1,285,000 | USD | evidence → |
| Net income | 3,335,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 234,817,000 | USD | evidence → |