Call report 2025Q2
MONTECITO BANK & TRUST — 2025Q2
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,132,842,000 | USD | evidence → |
| Total loans | 1,338,925,000 | USD | evidence → |
| Allowance for loan losses | 14,131,000 | USD | evidence → |
| Securities available for sale | 618,995,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,875,092,000 | USD | evidence → |
| Interest-bearing deposits | 1,196,900,000 | USD | evidence → |
| Noninterest-bearing deposits | 678,192,000 | USD | evidence → |
| Equity capital | 169,412,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,998,000 | USD | evidence → |
| Interest expense | 10,773,000 | USD | evidence → |
| Net interest income | 32,225,000 | USD | evidence → |
| Noninterest income | 6,742,000 | USD | evidence → |
| Noninterest expense | 34,633,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,432,000 | USD | evidence → |
| Income tax | 1,146,000 | USD | evidence → |
| Net income | 3,286,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 226,848,000 | USD | evidence → |