Call report 2024Q4
MONTECITO BANK & TRUST — 2024Q4
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,110,843,000 | USD | evidence → |
| Total loans | 1,288,157,000 | USD | evidence → |
| Allowance for loan losses | 14,309,000 | USD | evidence → |
| Securities available for sale | 665,089,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,810,736,000 | USD | evidence → |
| Interest-bearing deposits | 1,159,476,000 | USD | evidence → |
| Noninterest-bearing deposits | 651,260,000 | USD | evidence → |
| Equity capital | 157,110,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 84,632,000 | USD | evidence → |
| Interest expense | 21,477,000 | USD | evidence → |
| Net interest income | 63,155,000 | USD | evidence → |
| Noninterest income | 13,400,000 | USD | evidence → |
| Noninterest expense | 68,618,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 8,354,000 | USD | evidence → |
| Income tax | 2,168,000 | USD | evidence → |
| Net income | 6,186,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 224,062,000 | USD | evidence → |