Call report 2021Q4
MONTECITO BANK & TRUST — 2021Q4
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,351,262,000 | USD | evidence → |
| Total loans | 1,174,191,000 | USD | evidence → |
| Allowance for loan losses | 14,726,000 | USD | evidence → |
| Securities available for sale | 702,844,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,134,016,000 | USD | evidence → |
| Interest-bearing deposits | 1,393,330,000 | USD | evidence → |
| Noninterest-bearing deposits | 740,686,000 | USD | evidence → |
| Equity capital | 192,589,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 70,418,000 | USD | evidence → |
| Interest expense | 1,588,000 | USD | evidence → |
| Net interest income | 68,830,000 | USD | evidence → |
| Noninterest income | 13,424,000 | USD | evidence → |
| Noninterest expense | 58,433,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 24,367,000 | USD | evidence → |
| Income tax | 6,840,000 | USD | evidence → |
| Net income | 17,527,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 192,031,000 | USD | evidence → |
| Total capital | 207,162,000 | USD | evidence → |
| Risk-weighted assets | 1,430,124,000 | USD | evidence → |