Call report 2016Q4
MONTECITO BANK & TRUST — 2016Q4
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,337,179,000 | USD | evidence → |
| Total loans | 868,680,000 | USD | evidence → |
| Allowance for loan losses | 11,149,000 | USD | evidence → |
| Securities available for sale | 412,658,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,175,647,000 | USD | evidence → |
| Interest-bearing deposits | 1,139,126,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,521,000 | USD | evidence → |
| Equity capital | 135,533,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 49,735,000 | USD | evidence → |
| Interest expense | 1,558,000 | USD | evidence → |
| Net interest income | 48,177,000 | USD | evidence → |
| Noninterest income | 8,463,000 | USD | evidence → |
| Noninterest expense | 41,714,000 | USD | evidence → |
| Provision for loan losses | 700,000 | USD | evidence → |
| Pretax income | 15,046,000 | USD | evidence → |
| Income tax | 489,000 | USD | evidence → |
| Net income | 14,557,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 130,862,000 | USD | evidence → |
| Total capital | 142,598,000 | USD | evidence → |
| Risk-weighted assets | 1,149,410,000 | USD | evidence → |