Call report 2011Q4
MONTECITO BANK & TRUST — 2011Q4
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,018,427,000 | USD | evidence → |
| Total loans | 520,476,000 | USD | evidence → |
| Allowance for loan losses | 11,890,000 | USD | evidence → |
| Securities available for sale | 439,930,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 875,736,000 | USD | evidence → |
| Interest-bearing deposits | 846,157,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,579,000 | USD | evidence → |
| Equity capital | 108,032,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,502,000 | USD | evidence → |
| Interest expense | 3,608,000 | USD | evidence → |
| Net interest income | 37,894,000 | USD | evidence → |
| Noninterest income | 6,964,000 | USD | evidence → |
| Noninterest expense | 31,796,000 | USD | evidence → |
| Provision for loan losses | 2,250,000 | USD | evidence → |
| Pretax income | 12,802,000 | USD | evidence → |
| Income tax | 439,000 | USD | evidence → |
| Net income | 12,363,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 91,972,000 | USD | evidence → |
| Total capital | 102,510,000 | USD | evidence → |
| Risk-weighted assets | 841,130,000 | USD | evidence → |