Call report 2010Q4
MONTECITO BANK & TRUST — 2010Q4
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 940,534,000 | USD | evidence → |
| Total loans | 523,318,000 | USD | evidence → |
| Allowance for loan losses | 11,059,000 | USD | evidence → |
| Securities available for sale | 357,950,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 812,909,000 | USD | evidence → |
| Interest-bearing deposits | 787,994,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,915,000 | USD | evidence → |
| Equity capital | 92,729,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,286,000 | USD | evidence → |
| Interest expense | 5,185,000 | USD | evidence → |
| Net interest income | 38,101,000 | USD | evidence → |
| Noninterest income | 6,441,000 | USD | evidence → |
| Noninterest expense | 29,090,000 | USD | evidence → |
| Provision for loan losses | 16,928,000 | USD | evidence → |
| Pretax income | 3,227,000 | USD | evidence → |
| Income tax | 95,000 | USD | evidence → |
| Net income | 3,132,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 85,738,000 | USD | evidence → |
| Total capital | 95,229,000 | USD | evidence → |
| Risk-weighted assets | 757,181,000 | USD | evidence → |