Call report 2008Q2
MONTECITO BANK & TRUST — 2008Q2
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 767,325,000 | USD | evidence → |
| Total loans | 479,525,000 | USD | evidence → |
| Allowance for loan losses | 5,559,000 | USD | evidence → |
| Securities available for sale | 252,797,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 600,567,000 | USD | evidence → |
| Interest-bearing deposits | 570,907,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,660,000 | USD | evidence → |
| Equity capital | 72,836,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,906,000 | USD | evidence → |
| Interest expense | 8,050,000 | USD | evidence → |
| Net interest income | 14,856,000 | USD | evidence → |
| Noninterest income | 3,665,000 | USD | evidence → |
| Noninterest expense | 11,900,000 | USD | evidence → |
| Provision for loan losses | 660,000 | USD | evidence → |
| Pretax income | 5,916,000 | USD | evidence → |
| Income tax | 208,000 | USD | evidence → |
| Net income | 5,708,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 75,039,000 | USD | evidence → |
| Total capital | 80,845,000 | USD | evidence → |
| Risk-weighted assets | 755,145,000 | USD | evidence → |
Machine access — free, no API key
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